My Money Personality Test

This test helps you discover your financial personality through your everyday spending habits and attitudes toward money. Just answer 12 situational questions — from what you do on payday to how you react when you suddenly come into a large sum of money. Based on Behavioral Economics and consumer choice theory, it categorizes your unconscious money attitudes into 6 types: Planner, Investor, Spender, Saver, Giver, and Carefree. Each question reflects real spending situations so you can answer naturally.

There are 6 types: the meticulous Planner, the bold Investor, the spontaneous Spender, the diligent Saver, the warm Giver, and the carefree Free Spirit. Each type comes with a detailed breakdown including a core personality summary, strengths and weaknesses, a one-line piece of advice, and a financial compatibility analysis. For example, the Planner excels at stable asset management but may struggle to be flexible when unexpected things come up. This test is a great tool for understanding your spending patterns objectively.

This is perfect for anyone curious about how fast their paycheck disappears, anyone who feels their money values clash with a friend's, or anyone who wants an objective look at their spending patterns. Taking it as a couple is especially useful because it helps you spot differences in financial values before they become a problem. It's also great for anyone from new grads to seasoned professionals who want to check in on their financial habits. The results can be a great starting point for improving your spending behavior.

This test is designed based on Behavioral Economics consumer choice theory and Daniel Kahneman's Prospect Theory. People react differently to gaining and losing the same amount of money, and this asymmetric attitude shapes individual financial personalities. The 12 questions are crafted to reflect real spending situations and naturally reveal unconscious attitudes toward money.

It takes about 3 to 5 minutes on average. There are 12 questions in total, and for each one you just pick the answer that sounds most like you from 4 choices. Going with your gut and answering honestly is the key to getting an accurate result. According to Kahneman's research, quick, intuitive judgments align most closely with real spending patterns. You can easily finish it on your commute or during a coffee break.

Absolutely! From the results screen, you can easily share via KakaoTalk, X (Twitter), and more. Comparing results with friends is a fun way to see the differences in your spending styles. There's even a financial compatibility section, so you can check how well your money habits mesh with a friend or partner. It opens up conversations like, "So that's why we always argue about splitting the bill!"